The Team

Nick Bullman

Chairman & Founder, FCSI

Nick is the Chairman and Founder of CheckRisk. Nick has over 35 years of financial market experience. He was educated at Haileybury College ISC, and the George Washington University in Washington DC where he received a B.B.A in International Business and Finance.

From University he went to the City of London and joined Kitcat and Aitken, stockbrokers, where he became a Member of the London Stock Exchange. He also worked at Scrimgeour Vickers, where he became their youngest Director. Nick worked for four years with James Capel Pacific in Tokyo where he was a Director in charge of International Equity Sales and eventually US Equity sales. From Japan Nick returned to London and worked at Goldman Sachs on the US Equity desk. In 1989 he joined TIR, a start up stock broking firm. As President of TIR he headed a team that took revenues to $163 million, and was responsible for strategy which included their investment management business. TIR was sold to E*TRADE in 1998. Nick was chairman of Investor Select Advisors from 2000 until 2008 and headed the risk management committee. ISA was sold to Duet Group in 2008.

He is a former non executive director of Zurich Bank, and separately Dunbar Bank, both part of the Zurich Financial Services Group. He is an advisor to Cap Advisors, a family office. He is a Fellow of the Chartered Institute for Securities and Investment (CISI) and the International Advisory Board for Glencree Centre for Peace and Reconciliation in Ireland. He is also a guest lecturer on risk at the University of Bath, School of Management. Nick holds an Airline Transport Pilots licence and has flown the Atlantic solo, six times. Nick is a regular contributor to The Financial Times, Reuters and the Newstalk Breakfast Programme.

Ross Pepperell

Director of Research, MCSI

Ross is Director of Research at CheckRisk and also acts as an advisor to many of our clients. Ross is responsible for many of the models that CheckRisk now uses, and in conjunction with the research team helps to develop these further.

He has 14 years experience in financial services. Most recently, he was Head of Investment Research for Money Wise IFA Ltd., a regional IFA and Wealth Manager based in Bath, where he ran £150 million on a discretionary basis. At Money Wise he designed the investment process which included a number of models and inputs similar and complementary to the CheckRisk methodology. He was also responsible for portfolio construction and the selection of securities and funds at the firm. He has a strong background in research & analysis and knowledge of the fund management industry.

He originally started work for Chase de Vere in 2002, having qualified as an Independent Financial Adviser, then left to work at Money Wise in 2004.

Ross has appeared numerous times in the media and was voted one of Citywire’s Top 10 Rising Stars in August 2010.

Ross has a degree in Economics from the University of Birmingham. He is FPC and part AFPC qualified (Cert PFS), and also holds the CISI Certificate of Investment Management. He has a Masters in Wealth Management from the CISI and is a Chartered Wealth Manager.

Ben Dansie

Director, IT

Ben is CEO of Omobono Ltd, a creative and technology company, based in Cambridge, UK and Chicago, USA. The company has won multiple awards including a Queen’s Award for International Trade. In 2014 Ben attended the Judge Business School in Cambridge. Ben has been involved with the creation and marketing of a number of digital and eCommerce businesses. He is a member of the CBI’s Regional Business Committee.

Muhamed Alsharman

Financial Engineer

Muhamed is the Doctoral Research Engineer (EngDoc) assigned to CheckRisk by the University of Bath. He has MEng in Aerospace Engineering from Liverpool University and MSc in Quantitative Finance from Lancaster University, where his dissertation examined the informational content of option prices. He is conducting original research into behavioural and econometric risk indicators that are integrated with our proprietary risk models.

Dr. David Greenwood

Data Scientist

David works in the CheckRisk research team to help develop our early warning risk system (EWRS), ‘nowcasts’ and network models. He brings 9 years of experience in developing quantitative and qualitative models to inform decision-making, and has a particular interest in agent based modelling & complex networks.

David gained his first degree in Natural Sciences from the University of Cambridge, has a PhD in Computer Science and an MSc in Applied Informatics.

His achievements include winning the International Society for Systems Science Anatol Rapoport Award and Best Paper Finalist at the IEEE System of Systems Conference.

Working in partnership with BuroHappold Engineers and the University of Bristol (2012-2016) on his EngDoc, David developed novel approaches for pedestrian mobility modelling based on spatial network analysis, machine learning and social media data. This is enabling the development of the next generation of crowd simulation tools. He also worked on a wide range of international consultancy projects ranging from the urban realm in Lower Manhattan through to convention centres in Mumbai.

Working as part of the UK’s strategic research initiative on Large-Scale Complex IT Systems (2008-2012), David developed approaches for understanding the socio-technical risks associated with provisioning dependable services using cloud computing systems. This included using network analysis to analyse responsibility models of systems and the threats posed to service consumption and delivery.

Working for Deloitte’s Enterprise Risk Consultancy (2007), David was a consultant providing FTSE and NYSE listed companies with assurance of control and governance processes surrounding IT infrastructure. This included the identification of risks to financial reporting systems as well as the design and implementation of appropriate controls to manage business risks.


John Cunningham

Director of Sales, Europe

John has been a practitioner in the financial services industry for almost 25 years. He spent 14 years with Irish Permanent and held a number of senior management positions and was appointed Deputy Head of Group Marketing. He played a key role in the demutualisation of Irish Permanent. He was headhunted to Eureko Ireland as Head of Group Planning and Marketing in 1999. John launched the Friends First Group brand and was appointed to the management board as General Manager, leaving in 2007. He was a non-executive Director of Zurich Bank. John is co-chair of the KPMG Financial Services awards and is a judge on the Chambers Ireland CSR awards. He is currently chairman of the Immigrant Council of Ireland and a board member of the Irish Youth Foundation. John is a graduate of the Marketing Institute, a Masters graduate of the Smurfit Business School and a graduate of the Insead Eureko Executive programme.

Denis Carroll

Director Sales, Asia Pacific

Denis joined CheckRisk in August 2011. He has worked on both the buy and sell sides of investment management, and has particular interest in portfolio construction, tactical asset allocation, currency management, volatility, hedge funds, property and risk management. He was previously Head of Distribution at Pengana Capital where he was responsible for all facets of marketing Pengana’s range of investment strategies. He is a past Chairman, founding director and inaugural Life Member of the Fund Executives’ Association in Australia (FEAL). Denis worked with IXIS Asset Management in 2005 and 2006 and was a director of the Australian entity. Prior to that Denis was the CEO of AvSuper, a high profile superannuation fund which he led from its establishment in 1990.

Academic Partners

CheckRisk works closely with two academic partners, the Universities of Bristol and Bath. The University of Bath was voted third in the Times University Guide 2012/13, and the School of Management was voted first in the same guide.

CheckRisk has linked with the Universities to develop new financial risk modelling systems through the sponsorship of an Engineering Doctorate programme in conjunction with EPSRC and we regularly give lectures on risk as part of our ongoing collaboration.